Budgeting can be really tough under normal circumstances.  But thrown in job loss or reduced hours, store and restaurant closures, and stay at home orders…and it’s tough to know where to start.  If you can’t make it happen with spreadsheets or paper and calculators, consider using a budget app to get you started.  Spendingtracker, Mint, and Splitwise are just a few suggestions. They help set your financial goals and manage expenses. They’re very customizable and help you stay on track because you’re now carrying around your budget in your pocket instead of tucked away in a binder at home.