There is always someone who needs help and organizations that would greatly benefit from your donations… and you should help out as much as you are able to! But it starts to become an issue for you financially when you feel you can’t say no to anyone that asks for money. Just like impulse buys, this is money you didn’t plan on spending! If you aren’t budgeting for charitable causes yet, be sure to include that in your overall spending plan. This will allow you to support causes while keeping your finances in good shape. You don’t have to feel bad for not being able to contribute more than you’ve set aside—experts argue you will be able to give more in the long run if you maintain healthy finances than if you continually overspend.