Why credit is better than debit
Using your debit card for everything helps you avoid credit card debt, but you miss out on building better credit. And lots of credit cards offer pretty decent cash back rewards. A couple other reasons you should choose credit over debit…
1. Your debit is directly to your checking account. So if someone steals your info, they can steal your ACTUAL money. If someone steals your CREDIT card info, you can refute the charges.
2. Debit cards don’t offer as much fraud protection.
3. It’s easy to lose track of how much money you have in the bank. Most people don’t balance a checkbook anymore, they just check their balance online every couple of days.
