If you’re struggling to figure out why your bank account is so low by the end of the month, take this advice from a financial professional:  Most people who live outside their means usually have too much house, too much car, or too much fun! (Boo!)

Of course there are life circumstances that pop up that can drain your budget like losing a job/getting laid off, a medical emergency, or, say…a pandemic! But experts say that, in general, if you’re struggling to live with within your current income be sure to check the spending on your home, your car, and/or your entertainment (dining out, vacations, etc.).