When we set our budgets for the holidays, we often forget to include spending on ourselves as part of the total. We think it doesn’t count, or we try to hide it by not counting it. Except, if you don’t include it, you’re not getting a true sense of what you need to budget for the holiday season.  No problem picking up a few bargains for yourself, but make it make sense in your financial plan by remembering to budget for it from the start!