Seven in 10 Americans admit that owning a home is one of the most difficult parts of being an adult. A survey found that 71 percent of them don’t fully understand the fine print of purchasing a home — but it’s not just the little things they’re unsure about. What puzzles 64 percent of homeowners is financial jargon, such as terms like home equity, capital appreciation, and mortgage.

… According to the survey the most confusing financial homeowner terms are:

1. Home equity
2. Capital appreciation
3. Mortgage
4. Escrow
5. FHA loan
6. Interest
7. Refinance
8. Principal
9. Fixtures
10. Homeowner’s association (HOA)