If your household is strapped due to loss of hours or employment, time for a budget reset. One of the first big steps you gotta take is eliminating non-essential spending.  It can be rough—because that’s usually the fun stuff.  But it’s gotta go! 🙁 Review your credit card bills and account statements and identify those things than you can go without for now. Stuff like monthly subscription services, things that can be dialed back due to social distancing like various memberships…even takeout & delivery.  We all want to do our part to help our favorite restaurants and other businesses stay afloat, but sometimes you gotta make the tough choices now to help you prosper in the future.  Keeping a roof over your head and food in the fridge are the essentials.  If you’re in disaster or emergency budgeting mode, prioritizing your expenses matters.

Mandy’s Fabulously Frugal Fact is made thrifty by:

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