One of the things to help you stay on track financially and get the most out of your hard earned money is a financial advisor. Much like a personal trainer when you are trying to get fit….financial advisors can help keep you on track and stay invested when your natural inclination is to backslide on your savings goals.  They can also work with you if you need to improve your credit rating…helping you get a handle on your debt, delinquencies, tax liens, judgments, bankruptcies or even errors on your credit report!