If you have ever racked up a large bill at the vet then you might want to consider insuring your pet’s health to help manage those bills. First you have to decide what kind of coverage you want. There are policies that will only cover sickness and injuries but for a higher premium you can include preventative measures like regular check-ups and vaccinations. As with most insurance policies you can reduce your monthly premiums by having a higher deductible and some policies may offer a discount if you pay quarterly rather than monthly and it does pay to shop around to get the best deal.