Repairing a damaged credit score requires time, but there are few steps you can take to expedite the process. Here’s what to do if you’re hoping to give your credit score a boost:
Pay down credit card debt.
One of the only surefire ways to give your credit score a quick boost is to pay down any existing debt you may be carrying.
Check your credit report.
Errors on credit reports are more common than you may think, so combing over your credit report can benefit your score if you find anything questionable.
Commit yourself to making all your payments on time.
A first missed payment can cause a great credit score to fall 100 points or more. Begin to undo the damage by getting current on your payments and re-committing yourself to making all future ones on time.
Mandy’s Fabulously Frugal Fact of the Day is brought to you by…
Old World Deli is Bellingham’s authentic delicatessen in the European fashion! You can dine-in, shop the market, and order wine, meat, cheese, and groceries for pick up or delivery! Order online or visit them at 1228 N. State Street in Bellingham! Check out their daily specials on Facebook to save money on your lunch or dinner.
