Before you go out and blow money on items you don’t need…may sure you pay yourself first.  We hear that a lot.  Pay yourself first.  But how often and how much? Experts say you should pay yourself at least an hour a day of your income. It’s estimated that you’re going to work 90,000 hours over your lifetime, so keeping an hour a day of the income will help you build your emergency savings account or allow to you make investments to plan for the future.