According to the website SmartCredit.com, here are four things you should never borrow money for.

1. A boat, or any kind of vehicle you don’t NEED. Like if you need to have a truck for work, then get a loan. But not if you just want to tool around on an ATV for fun. Stuff like that usually comes with other expenses that you don’t think about.
2. A vacation you can’t afford. If you can’t afford the $5000 to take your family to Disneyland for a week, don’t do it. There are plenty of other options that are cheaper.
3. A wedding. It’s becoming more and more common to take out a huge loan so you can have your dream wedding. But most people end up regretting it, because you end up starting out under a mountain of debt.
4. Furniture. If you can get zero percent financing and pay it off in time, then MAYBE. But even then, you’re better off buying something cheaper, or waiting until you’ve saved up.

Mandy’s Fabulously Frugal Fact of the Day is brought to you by…

Old World Deli is Bellingham’s authentic delicatessen in the European fashion! You can dine-in, shop the market, and order wine, meat, cheese, and groceries for pick up or delivery!  Order online or visit them at 1228 N. State Street in Bellingham!  Check out their daily specials on Facebook to save money on your lunch or dinner.