It’s not always easy when you have no idea what to get someone and you need to walk to aisles for inspiration, but financial experts say if you want to save money on gifts this year…that’s the WRONG way to do it.  Your shopping strategy is key to keeping your spending down.  Just like when you make a list when you head to the grocery store, you need one when you shop for the holidays too.  Going in with a list and a plan has been proven time after time that you’ll spend less that people who haphazardly shop. So, do your homework before you head out to ensure you know what you’re getting AND what you’re spending.  You’ll save money and time!