It’s a conversation we all dread…but it’s one EVERY couple should make:  Talking money with your spouse.

Financial problems are one of the major causes of breakups of marriages and relationships, so here are the easy steps to get the discussion going from Yahoo.com:

Financial Baggage

First, come clean about any debt and what sort of situation you’re bringing into the relationship…if that works:

Spending Limits

Next, decide together what qualifies as a “major purchase” requiring approval from both partners…if you can’t agree:

Talk to a Pro

Bring in a financial counselor who can help you make the right choices..and then:

Review Your Plan

Once you’ve decided on your money plan, review it together after 30 days and see how you’re doing and make adjustments if necessary.

Being on the same page financially can prevent a lot of grief later on!