When you’re trying to stick to a budget, it can be hard to cut stuff out like your daily drive thru latte or happy hour out with friends. Or trips to the movies. Or Sephora.  You get the idea.  Experts say you don’t have to eliminate splurges altogether, you just have to cut back and budget for them. And a great way to do that is to buy a gift card for your favorite spot and use that each month, and that only.  You’ve clearly budgeted for it by setting a spending limit, and once it’s gone, you’re done splurging until next month!

Mandy’s Fabulously Frugal Fact of the Day is brought to you by…

Old World Deli is Bellingham’s authentic delicatessen in the European fashion! You can dine-in, shop the market, and order wine, meat, cheese, and groceries for pick up or delivery!  Order online or visit them at 1228 N. State Street in Bellingham!  Check out their daily specials on Facebook to save money on your lunch or dinner.