Great credit is built with on-time payments and a responsible use of your cards, but that’s only part of it. Healthy credit actually starts with one simple step: Knowing your score.

Knowing where you stand enables you to track and measure progress—and not only gain greater control over your money, but improve your financial standing now and for years to come.  Polishing your credit can mean better interest rates on loans, better loan terms, and that translates to lower living costs for you–i.e. more money in your pocket—now and down the line.