If you want to save even more money, focus on cleaning up your credit. How does that actually help? Well, if you’re paying off debt with high interest rates, you’re spending a lot of extra money. Do your best to throw a few extra bucks at it every month. And check for credit mistakes too– make sure there’s no falsely-reported negative marks on your credit history. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies to provide you with a free copy of your credit report once every 12 months.
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