Credit cards.. you can’t live with them, and most people can’t live without them. There is a great website called nerdwallet.com that’s very helpful if you are considering applying for a new credit card. The site compares cards for you so you can make an educated decision.  It’s kind of fun, too.  You answer several questions such as where you would use the card the most and do you plan on paying it off each month.  At the end, nerwallet.com provides you with suggestions of credit cards that may be a good match for your needs.