If you really want 2017 to be the year you get on top of your finances, here are four promises you’ve made to yourself that you can’t afford to give up on:
- Get out of debt
If you’re starting off 2017 with a credit card balance, it’s time to break the cycle of throwing away money on interest charges.
- Save more money
Nearly 70% of Americans have less than $1,000 in a savings account. You’ve heard it before: Your savings account needs to have SIX months of expenses in case of emergency.
- Follow a budget
Do you really know where all of your money goes each month? Without a budget, you’ll probably have a hard time tracking your spending and identifying ways to save.
- Spend less
Living below your means is a crucial part of saving money, so once you have your budget in place, take a look at where your income is going and find ways to cut corners.
