Taxes due in just about a week.  If you’re paying…yeah sorry.  Many people want to file for an extension because they don’t have the money. But remember, it’s only an extension on filing, not paying.  But what if you’re getting money back!  A lot of people like to think, yeah, free money!  We’ll it’s actually your money, so put it to good use.  Ways to do that include…

1. Starting (or adding to) an emergency fund. Many people don’t have a dedicated rainy day fund, use your refund to make that happen.

2. Put it into an IRA or workplace retirement account. If you haven’t maxed out your IRA this year or have a chance to get an employer match, why not?

3. Pay down debt. Always a smart choice.

Treat yourself to a little something, but put the majority of your refund money to work for you!