The end of the year marks the perfect time to evaluate how much you’re putting away for your retirement (and adjust accordingly for 2021)! The earlier you start the better position you’ll be in when the time comes. Review your contribution and make sure you’re doing enough to meet your employer’s contribution, if they offer one.  At the same time, re-visit your retirement goals such as what age you’d like to retire and the lifestyle your current contribution will provide for. How you manage retirement now determines the standard of living you’ll have after your working years.