Debt is a mainstay of modern life. It’s hard to buy a home, a car, or (let’s face it) get through the holidays without leaning on credit somewhere.

In fact, you could argue that the definition of being in debt has shifted, in large part thanks to the ubiquity of credit cards. Many people carry a balance, but don’t consider themselves “in debt.”

But where is that line? How much debt is too much—before you’re really in over your head? Mint.com polled over 700 readers to find out where they stand. 48% said any credit card debt is too much debt. 26% said keep it under $2500. And 13% think debt over $5000 is ok. It’s also a good idea to calculate your debt to income ratio.

http://www.calcxml.com/calculators/too-much-debt

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