Romance and finance can intersect in tricky ways. Especially when the level of debt carried by a partner causes some concern about moving the relationship forward. 72% of people in a recent survey said they viewed debt as baggage! But when is it a deal breaker?

They don’t see it as a big deal or there’s no remorse. If they have a cavalier attitude about it debt, they probably won’t think twice about racking up more

They don’t have a plan. If they’re just ignoring creditor calls and/or not making payments, that’s not good. Having a budget is essential to getting out of debt.

You don’t see a change in behavior.  If it’s important to you and they’re not willing to try, that’s a red flag—more than just financially.