Want to make sure you save some money every month? Select an amount out of every paycheck and automate it. Create an automatic transfer between checking and savings, either once per month or when those paychecks drop. Since the money comes out first, you know it’s going to be there. If you rely on yourself to tuck it away, you may end up spending it. So automate it and learn to live without it. When it’s done automatically, you’re less likely to use that money for splurges.