The economy is good, unemployment is low, and Americans have recession amnesia. According to the latest data, Americans are projected to fall seriously behind on their credit card bills at the highest rate in a decade. The share of credit card borrowers who are at least 90 days past due on their accounts will probably tick up next year to the the highest level since 2010.

Mandy’s Fabulously Frugal Fact is made thrifty by:

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